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Small Business

Small businesses are at the heart of the economy. However, small businesses in Australia are facing a perfect storm of challenges. The complexity of navigating red tape, including inconsistent definitions and overlapping rules, is leaving many small business owners overwhelmed and under-resourced. At the same time, escalating energy prices, wages, and supply chain disruptions are putting significant pressure on already tight margins. Adding to this, the lack of skilled workers and barriers to accessing international talent are hampering small businesses' ability to grow and meet demand.  

By cutting red tape, reducing costs, and investing in skills, the government can ensure small businesses thrive and continue to drive Australia forward.  

See our small business policy positions on these key issues below. 

Jodie Trembath

Director | Skills, Employment and Small Business

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2025 Small Business Conditions Report 

In partnership with Intuit, ACCI has released the 2025 Small Business Conditions Survey report. 

The report details the results of the survey which polled more than 1,100 business owners and decision-making managers and found: 

  • 44 per cent reported high levels of stress with the number higher amongst businesses with staff numbers between 15 and 24, 
  • 42 per cent said that regulation is harming their operations with 61 per cent reporting they spend over $20,000 on compliance each year, 
  • 28 per cent said they have considered closing in the past twelve months and 30 per cent worry their business will close in the next twelve months, 
  • And 35 per cent struggle to recruit or retain staff. 

On the positive side, the survey also reports: 

  • 82 per cent of respondents are confident in the future of their business, although this reflects survival rather than stability, 
  • 59 per cent said that technology such as AI is already having a positive impact on their industry, 
  • And 62 per cent expect that positive impact will continue over the next three to four years. 

Read the full media release here.

Download the report here.

Cost of doing business

Reduce the growing costs on small businesses that result from increased regulatory burdens
In a tough economic climate, small businesses are struggling to keep the doors open. Costs are rising across the board, in part due to stifling industrial relations laws, increasing compliance requirements, supply chain expenses, and workforce shortages. To ensure that small businesses can thrive, not just survive, government policies should reduce these financial pressures through long-term solutions, like extending transition periods for new or increasing compliance obligations and carve outs for small businesses.  

Increase the instant asset write-off threshold to a figure of $50,000, make it available to businesses with a turnover up to $50 million, extend to digital assets, and make it a permanent feature of the tax system 
Policies that stimulate investment by small business, like the Instant Asset Write-Off, are crucial to increased productivity and economic growth. Encouraging small businesses to invest in new technology, equipment and skills development will deliver benefits broader than those delivered directly into the business. We advocate for the Instant Asset Write-Off to be made permanent, with the asset threshold increased to $50,000 and the scheme accessible to all businesses with an aggregated turnover of up to $50 million. By doing this, small businesses are afforded greater certainty, enabling them to better plan for long-term growth. Ultimately, a wider program will further drive investment and job creation, boosting economic activity and stimulating productivity.  

Reinstate and make permanent the Small Business Technology Investment Boost 
Many small businesses are struggling to keep up with the rapid pace of digitalisation, leaving them at a competitive disadvantage as they are unable to appeal to key markets or meet their customers where they want to be. Reinstating the Small Business Technology Investment Boost incentive will provide some financial support and encouragement for small businesses to embrace new technologies, improve efficiency, and remain viable in a digital economy. Furthermore, support to incorporate more digital solutions will support small businesses to improve their productivity, and will help them get on with running their businesses and being the innovative hubs they want to be, and the nation needs.  

Regulation and red tape

Reduce the regulatory burden on small businesses resulting from excessive red tape, including across jurisdictional borders 
The regulatory burden on Australia’s small businesses is getting worse, putting significant strain on businesses themselves and, ultimately, the economy as a whole. While red tape affects everyone, small businesses are disproportionately impacted, as they often lack the finances and resources to easily meet ever-evolving regulatory requirements. The complexity and costs associated with red tape compliance, particularly as a result of industrial relations law changes, is forcing many small businesses to close their doors, impacting jobs and the broader economy. Government policies need to focus on reducing these burdens by streamlining compliance requirements and providing clear, accessible information to help small businesses navigate a complex and confusing regulatory environment. This will allow small business owners to focus on innovation and growing their business instead of spending time and money on rigorous compliance. 

Move to greater alignment of small business definitions broadly across portfolios 
There are numerous definitions of what a ‘small business’ is, which is just another layer of complexity small businesses face – before they can determine what regulations and programs are applicable to them, they need to first assess whether they are even considered to be a ‘small business’. Better aligning these definitions will be a positive step to reducing the red tape burden for small businesses. A specific example of where this is needed is the Fair Work Act – streamlining the threshold to 25 employees across the Act will ensure more small businesses benefit from exemptions, allowing them to operate more effectively. 

Require Small Business Impact Analyses for all new regulations so that small business needs are prioritised in policymaking 
Impacts of various regulatory changes too often fail to accurately consider small businesses, which result in the imposition of unexpected costs to comply with their new obligations. Requiring each policy or piece of legislation to be assessed for consequences specifically on small businesses will help to put small businesses at the forefront of policy development and alleviate these pressures where possible. Requiring impact analyses will prioritise the needs of small businesses and prevent unnecessary burdens. 

Create a small business division in the Fair Work Commission to provide faster, tailored support for small businesses navigating industrial relations 
Navigating industrial relations laws can overwhelm small business owners, who lack dedicated HR teams and time to. A specialised division would streamline resolution processes and provide practical advice, reducing stress and time away from running their businesses.  

Appoint a Minister for Red Tape Reduction to lead a cross-agency taskforce slashing unnecessary regulations that overwhelm small business owners 
Small businesses are disproportionately affected by burdensome red tape, as they lack the resources of larger organisations to manage compliance. Creating a Governmental role dedicated to identifying and alleviating superfluous regulations will allow small business owners to redirect their energy toward growth and innovation.  

Streamline and fast-track environmental approvals to reduce the compliance burden on small businesses and allow them to focus on growth 
Environmental regulations have become overly complex and prescriptive, leading to protracted delays in projects and budget blowouts. Similarly, government agencies are increasingly becoming too heavy-handed in the regulation of projects, further exacerbating delays and costs. These processes should be streamlined and simplified to ensure critical projects aren’t needlessly held up. We also want the Federal Government to work closer with State and Territory Governments to harmonise regulations, removing duplication, and setting a clear, outcome-oriented process. For projects that carry a lower environmental risk, more options should be made available, including self-assessment. Simplifying processes and ensuring that regulations are not overly burdensome will help small businesses contribute to sustainable development without being stifled by red tape. 

Make advice from the Fair Work Ombudsman binding, to protect small businesses from costly disputes over award compliance 
Small businesses often lack the legal resources and finances that larger companies can access, making it more difficult for them to seek support on potential award disputes. Frequently, they rely on the Fair Work Ombudsman (FWO) to provide this support. To level the playing field for smaller businesses, the FWO needs the authority to provide binding advice to small business owners on modern award matters, acting as a safe harbor where such advice is followed. 

Skills and worker shortages

Build the pipeline of skilled workers with targeted payments to support small businesses in taking on and retaining apprentices and trainees 
Approximately 42% of apprentices and trainees are employed by small businesses, and nearly half of these are in the construction industry. But small businesses often lack the financial capacity to support apprentices without assistance from governments. Targeted incentives for both employers and apprentices will help small businesses address skill shortages and build sustainable workforces.  

Refocus international education policies to strengthen the talent pipeline for small businesses, many of whom rely on international students for their workforce 
Many small businesses benefit from the international student economy, both while students are studying and after they graduate. Policies that encourage sustainable growth in this sector provide a positive ripple effect, while those that hobble the sector and reduce student numbers have a proportionate impact on the talent pool available, especially for small businesses that rely on this sector for their workforce.   

Support more students to gain qualifications at private as well as public providers to meet future workforce needs, enabling small businesses to thrive with a trained workforce 
Many small businesses are struggling with to get the skilled workers they need on account of skills shortages, some of which can be attributed to limited training access. This can be because TAFEs don’t offer some courses in all locations, or because some courses are at capacity meaning new students are unable to enrol. Expanding government funding to include private Registered Training Organisations would address these gaps, ensuring small businesses can access the skilled workers they urgently need.